NSCC Plaza, Caoayan, Ilocos Sur
(63) 777-722-3281 info@coopnscc.com

NSCC – Mutual Benefit Association, Inc.


The insurance arm of NSCC


We are a trusted and compassionate MBA committed to the care and protection of members.


To Provide and facilitate life and non-life microinsurance pre-needs products and services to members of NSCC, member-cooperatives, and other organized groups for more decent life.


  1. Committed
  2. Assurance
  3. Responsible
  4. Efficient
  5. Services


The idea of creating a Mutual Benefit Association of NUEVA SEGOVIA CONSORTIUM OF COOPERATIVES was first introduced to the Board of Directors by Mrs. Divina C. Quemi, DBA in 2012. Mrs. Divina C. Quemi was the founder of NSCC-MBAI.

This is in compliance to the Joint MEMORANDUM CIRCULAR NO. 1 and No. 2 Series of 2010, issued by the Insurance Commission and the Cooperative Development Authority about regulations on informal insurance activities.

Purpose of the program is to provide the security of members and member-cooperatives including hospitalization benefits at a low premium.

On May 20, 2016, NSCC MBA was registered to the Securities and Exchange Commission with Registration No. CN201610037. RIMANSI assisted in the preparation, processing, and submission of all the necessary documents and requirements.

The initial Governance of NSCC-MBA comes from the Board of Directors of NSCC Federation and members of Micro-Finance.

The advisory Council are; NSCC CEO Mrs. Divina C. Quemi, DBA, NSCC BOD Chairman Engr. Irene Bringas and NSCC Legal Counsel Atty. Gloria C. Corrales. The first Board of Trustees are: Ms. Lilia Petalbero as the president, Ms. Evangeline Bagal as the Vice President and the members of the board are: Ms. Guadalupe Gorospe, Mr. John Bello, Mr. Jaime Gaboy Jr., Ms. Eva Garnace-Borja and Mr. Dominic Benabese.

On February 17, 2017, it was registered to the Insurance Commission with License No.2017-5-0 to formally operate and issued the product approval on July 10,2017 with BASIC LIFE INSURANCE PLAN (BLIP) as the first product.

And finally, on September 01, 2017 NSCC -MBA formally started its operation.


Who can become a member of NSCC-MBAI?

  • 18 to 60 years old
  • Exit age is 65 years old


  1. If the member is single
    • parents who are 65 years old below
  2. If married
    • a spouse who is 65 years old below
    • all children (single) 18 years old below